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Home > Blog > Common Limitations and Exclusions Found in Most Insurance Policies
THURSDAY, APRIL 12, 2018

Common Limitations and Exclusions Found in Most Insurance Policies

What Is Insurance Designed to Do?

Most people who buy insurance do not fully understand their coverage until they have a claim.  Once you have a claim, it is impossible to make any changes.  Insurance is designed to protect you from unforeseen events or accidents. Insurance is not intended to cover every accident or loss.

These are the apparent exclusions in every policy:

•         Intentional acts

•         Flood

•         Earthquake

•         Arson by insured

•         Riot or civil unrest

•         Governmental Actions

•         Landslides

Typical exclusions of which you might not be aware:

•         Operating a business out of your home

•         Renting out your house on Airbnb

•         Certain dog breeds

•         Trampolines – may have coverage with restrictions

•         Sewer backups

Insurance is something we know and understand.  We can help you understand how insurance can help you protect your assets.  We offer many different kinds of insurance products and have a professional staff that is ready to serve you.

With over 20 years of experience in the insurance industry Leon Shum the agency owner is ready to help you find the right coverage for your home or business.

Bridgeway Insurance Services offer a network of carefully selected insurance companies which includes some of the largest national carriers in the industry.

Bridgeway Insurance Services is passionate about providing customized insurance solutions to our clients. Nothing we do is “standard”.  We understand each client is unique and deserves solutions that meet their needs.

Posted 12:16 PM

Tags: business insurance, commercial insurance
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