Personal Insurance Key Words

As a leading independent agency we provide a full range of auto, home, RV, and boat insurance services. We market your insurance with many different companies to bring you the best possible combination of coverage, price and service. There is an art to dealing with, and managing your relationship with, your auto insurance company. Here are a few tips.

  • After an auto accident don’t say, “It was my fault”. Let the police or insurance adjusters determine what actually happened.
  • Criminal acts are excluded from your personal insurance coverage. If your actions are determined to be criminal by the local authorities, don’t look to insurance to cover any damages.
  • Home-based businesses are typically not covered under homeowner’s policies. If you operate a home business you need a business policy.
  • No damage here? Often in the heat of the moment after an auto accident, the people involved may feel ok, or there may not appear to be damage to the car. They mistakenly think there is no need to exchange information. Sometimes injuries don’t show up immediately, and car damage is not immediately visible.  Always exchange information.
  • My car broke down. Insurance is not intended to cover breakdowns. There are special programs that can cover mechanical breakdowns, but read the fine print.
  • Customized parts. If you added custom parts to your car, RV or motorcycle you need to let us, and your insurer, know. There are limitations in most policies that require notification.

Insurance is there to help you through accidents and injuries. But it is important to understand the coverage and limitations. We always recommend you read your insurance policy and call us with any questions.

We are here to help you with your auto insurance needs. We have access to many insurance products and can provide you with competitive premiums. We offer auto liability, auto collision and auto comprehensive coverage. 

Bridgeway Insurance Services offer a network of carefully selected insurance companies which includes some of the largest national carriers in the industry.

Bridgeway Insurance Services is passionate about providing customized insurance solutions to our clients. Nothing we do is “standard”.  We understand each client is unique and deserves solutions that meet their needs.




Posted 8:43 AM

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